Manitoba Gap Protection Plan

The Manitoba Governement is offering a one-time $6,000 non-interest bearing forgivable loan to Manitoba small and medium-sized businesses that have experienced hardships in Manitoba as a result of the COVID-19 pandemic and related public-health orders. 


The loan is forgiven on December 31, 2020 if recipients declare at that time that they have not received any non-repayable COVID-19 federal supports greater than $6,000 (Canada Emergency Wage Subsidy (CEWS), the Canada Emergency Business Account (CEBA), the Canada Emergency Commercial Rent Assistance (CECRA), the Canada Emergency Response Benefit (CERB) and the various sector-specific grant programs developed in response to the COVID-19 pandemic.)


If the recipient cannot make the declaration, and has received “federal government COVID-19 grant support” greater than $6,000 in the calendar year ending December 31, 2020, the MGPP non-interest bearing loan is repayable by March 31, 2021


Eligable Criteria:

  • Be a permanent, Manitoba-based business operating in the Province of Manitoba;
  • Have been operational on March 20, 2020 (the date the Manitoba government declared a province-wide state of emergency under The Emergency Measures Act to protect the health and safety of all Manitobans and reduce the spread of COVID-19);
  • Be a for profit sole proprietor, partnership, corporation or co-operative;
  • Have temporarily ceased or curtailed operations as a result of a COVID-19 public health order;
  • Have had their Manitoba-based business “harmed” by the public health orders;
  • Have not received federal government COVID-19 grant funding support, and do not intend to apply for and receive previously announced federal government COVID-19 non-repayable funding support;
  • Possess an active and valid Business Number prior to March 20, 2020;
  • Be registered, and in good standing with the Companies Office (not required for sole proprietors);
  • Have an e-mail address and a valid business bank account.

Application deadline is July 31st 2020 


To fill out the aplication click the link below:


For additional information click the link below:

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