DUE TO COVID-19, POLICY RESTRICTIONS MAY APPLY. Please contact us regarding full details.

Travel Insurance


All Inclusive Policy

Manulife offers an all inclusive policy for Canadian residents going on single and multiple trips. It can help protect you against the cost of unexpected medical emergncies that may occur before or during your trip. 


Single trip refers to travel outside your province or territory of residence.

A Multi-trip  plan refers to an unlimited amount of trips outside your province of territory of residence or Canada in the span of a year. 

Both Single-trip and Multi-trip All Inclusive cover:

  • Emergency Medical up to 10,000,000 CDN
  • Trip Cancelation & Interuption
  • Baggage Loss, Damage & Delay
  • Flight & Travel Accident
  • Terrorism Coverage 

And many more!


 To receive a quote for an all inclusive Policy follow the link below:




Emergency Medical Policy

Manulife offers an Emergency Medical policy that provides you with benefits at half the premium rate when all travel is within Canada. 

This includes emergency Medical such as:

  • Up to $10,000,000 CDN 
  • Paramedical services
  • Ambulance transportation
  • Emergency dental treatment
  • Bringing someone to your beside
  • Return home of children in the care of the insured or travel companion
  • Additional expenses for meals and hotel
  • Return home of vehicle or pet
  • Hospital allowance
  • Return of excess baggage
  • Terrorism coverage

And more!


To receive a quote follow the lnk below,


Trip Cancellation & Interruption Policy

Trip Cancellation and Interuption offers additional coverage in the event that an emrgency were to occur on or during your trip. 

  • You can recieve up to a sum purchased per insured per trip when you purchase separately
  • Recieve a reimbursement of prepaid portion of the trip that is non-refundable and non-transferable to another travel date for a covered event


Some of the insured risks include:

-Unexpected medical emergency or death 

-Unexpected medical emergency or death of insured's immediate family or key person

-Cancellation of a business meeting

-Canadian Government issues a Travel Advisory regarding the travel destination

-Travel Visa not issued

-The person whose guest the insured will be during the trip has a medical emergency and is admitted to a hospital or dies

-Missed connection


For more information and to recieve a quote follow thelink below




Emergency Medical Coverage

Multi-Trip Annual Plan is designed for individuals or families planning on travelling more then once in a year and snowbirds looking to get away for the winter.


Single Trip Plan designed for one trip for up 365 days in coverage and can have multiple plans to have no gaps in coverage so in case of an emergency you are covered.




-Prescription drugs covered for 30 days.

-Ambulance covered up to 100%

-Hospital room, supplies and services covered

-Coverage continuation.



G.M.S. Trip Cancellation Insurance

What is your biggest fear before a trip? Knowing it may have to be cancelled with no refund?

What You Will Get From G.M.S.
You will get security before your travel date, any prepaid travel or excursions before your trip will be covered, cancellation fees looked after, and of course non-refundable airfares.

Events Covered
-Emergency conditions that prevent you from travel.
-Pregnancy of family member or unexpected pregnancy. 
-Occupational changes prior to departure which was the sole reason of the trip.
-Death of family member, business partner or someone effecting your trip.
-Any damaged or lost luggage that effects your trip arrival.  

Print Print | Sitemap Recommend this page Recommend this page
© O.B.S. Financial Ltd.

This website was created using 1&1 IONOS MyWebsite.